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Top credit card to choose in the market

We all have seen outside our office people selling and expecting you to buy credit card everyday we see them some time we listen them many times not because we don't want to or we already have some credit card. Let me tell you my story how i got my first credit card i joined my first job in 2014 and opened my salary account that time credit card was not in much trend you will hardly see persons selling credit card ,but i thought that let see what is this credit card so i visited a branch inside my office park campus i asked manager what is credit card that time i was not having much information or any of my friend using credit card to get feedback ,manager shared me all the information about credit card and all the information i was happy i thought of getting credit card since then it has been around 4 years i am using the credit card . if you ask me about my review if it is good to keep a credit card i can say that yes of course we should have at least one credit card with us. it...

Demat Account | Share Market Trading | Stocks discount broker | Icici | Hdfc | Zerodha | Upstox | Motilal Oswal

I opened my first Demat account in 2016 after getting my first job because I wanted to invest 20% of my salary in the stock market. I had no knowledge of stock investing at that time so I thought brokers like ICICI or Sharekhan would help me pick the right stocks. Opening an account with ICICI was easy because I was having a salary account with ICICI bank. They started sending me tips on stock trading and investing. I kept on buying and selling as per their recommendation but later I realised that I am losing a lot of money in the brokerage because ICICI was charging as high as 0.5% on my trades. I switched to Sharekhan to save brokerage but they were also charging 0.1% on the buy/sell transactions. I came to know about discount broker Zerodha in 2015 that was charging ZERO on stock delivery and flat Rs. 20 per transaction for day trading. In the last 2-3 years, many companies have started offering demat & trading services at flat rates. New companies waive o...

Top mutual funds to invest this year

Today everyone want to save tax and grow money whatever we earn we want to make some savinf or investment for our future needs.people say many times that i am looking forward to invest in SIP for minimum lump sum amount and i want to get some good amount after 10 or 20 years but i am not able to select the SIP which sip will fir my portfolio they came across question like large cap small cap medium cap or equity fund or debt fund so for all this question i would suggest first consult mutual fund adviser near you or anybody whom you know who has consult mutual fund adviser to start investment. because while investing you many came across many question and doubt which answer you need before start investing some times even small questions or wrong information will stop you for doing things. so generally before investing we should get the answers of some question like goals of investment horizon risk profile. Investors with moderate risk appetite are typically asked to invest mostly in mu...

Top things to buy from Amazon for Home utilities

We all want our home to be beautiful and with all the facilities for better living for better air we need AC for washing our cloth we need washing machines Below i am suggesting some of the Top things you n buy from amazon to make your home beautiful and with better living

Income Tax Return Filing - with form 16 - without form 16 and Tax saving options

Every year after march month we all starts searching for how to file a income tax what is form 16 what is 80c,80d ,80u section how to save tax etc etc so here i am going to tell you step by step how you can file the tax return and how you can save tax while filing the investment First thing if you fall in below category you must file ITR. Clear tax so first thing i am going to tell you with form 16 this form 16 you will be getting from your company in the month of June july so first thing is you need to keep this ready .you can use below clear tax link to directly visit website to file ITR it is totally free you need to select the upload form 16 pdf option and upload this by putting date of birth and proceed next if you have changed your job it will again ask for your another form 16 you need to upload it no necessary in serial order. Link Required to register first : 1. ClearTAX link Below are the list of Section in which if you have m...

Investing in Stock and Earning money As dividend

Nowadays Everybody is interested in investment and want to grow their money and either in share or gold or mutual fund. We see lots of advertisement about equity share investment and other means to grow money . many times we used to hear that this is person sudden becomes rich by investing in stocks so how do they reach there what they did and how they did how they followed and whom they followed the reason for this is persistent and lot of analysis also some time luck factor is there in stock market.The interday and intraday we have to analyze much for this. As beginning to invest in share market we should start form small amount and then reach to big amount slowly like i started first practicing in moneycontrol.com there i created virtual account to invest and learn about the movement of the stock price. I recommend people should do this before starting this share trading or equity trading. i invested 30 thousand and now i have arounf 50 thousand in period of six month which is ...

My Journey Through Cities, Hills, and Memories

It all began with the gentle hum of the Rajdhani Express as it rolled out of Kolkata, heading towards Delhi. My heart was alive with anticipation—this was not just another trip but the beginning of an adventure I’d been dreaming of. The rhythmic clatter of the train wheels mirrored my growing excitement. Delhi Days: Markets and Memories Arriving in Delhi, I was greeted by the city’s unmistakable buzz. For the next three to four days, I immersed myself in its chaos and charm. My first stop was DLF CyberCity, Gurgaon —a world of modern glass towers and bustling energy. Watching the corporate culture thrive in this urban hub was fascinating, a stark contrast to my hometown’s laid-back vibe. The next few days were dedicated to Delhi’s iconic markets. At Janpath , I strolled through stalls overflowing with quirky souvenirs and handcrafted items. Lajpat Nagar came alive with its vibrant textiles and energetic crowds, while Sarojini Nagar tested my bargaining skills—an adventure in itself....

Trip to gangtok on May month for 3 days

We all know that traveling is one of the beautiful adventurous thing everyone will like and we all know India is one the very beautiful country with great geographical location india is having every type of weather we can see in any time of the year. if you go south you can feel summer if you go north you can feel winter if you go northeast you can feel rainy season. India is having great dimension which cover all the weather you don't have to go outside the county to feel chilled cold or hot humid summer. so for exploring this i decided to visit the Gangtok and Darjeeling one of the India best tourism hill station where you can do adventure and feel the beautiful environment with clean and beautiful weather. A well-known Gangtok is amid the high peaks of the Himalayas. Set at an elevation of around 16000 feet, this place allures tourists from all over the world to explore its untouched beauty and weather. Lakes, gardens, monasteries, Gangtok has something for ever...

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